These questions mirror the style used by most banks (GTBank, Access, Zenith, UBA, First Bank, etc.). Practise under timed conditions: aim for 60–90 seconds per numerical question and 45–75 seconds per verbal question.
Numerical Reasoning Samples
Question 1
A trader bought goods for ₦120,000 and sold them for ₦150,000. What is the percentage profit?
A. 20%
B. 25%
C. 30%
D. 35%
Solution:
Profit = Selling Price – Cost Price = 150,000 – 120,000 = ₦30,000
Percentage profit = (Profit ÷ Cost Price) × 100 = (30,000 ÷ 120,000) × 100 = 25%
Answer: B
Question 2
The table below shows the number of customers who opened new accounts in three branches of a bank in one month:
| Branch | Savings | Current | Total |
|---|---|---|---|
| Ikeja | 240 | 160 | 400 |
| Victoria Island | 180 | 220 | 400 |
| Surulere | 300 | 100 | 400 |
What percentage of the total new accounts in the three branches were Current accounts?
A. 40%
B. 45%
C. 48%
D. 50%
Solution:
Total Current accounts = 160 + 220 + 100 = 480
Total accounts overall = 400 × 3 = 1,200
Percentage = (480 ÷ 1,200) × 100 = *40%*
Answer: A
Question 3
A bank offers 8% simple interest per annum. How much interest will ₦250,000 earn in 3 years?
A. ₦40,000
B. ₦50,000
C. ₦60,000
D. ₦75,000
Solution:
Simple Interest = (Principal × Rate × Time) ÷ 100
= (250,000 × 8 × 3) ÷ 100 = 6,000,000 ÷ 100 = *₦60,000
Answer: C
Question 4
If the ratio of male to female staff in a bank branch is 5:3 and there are 40 female staff, how many male staff are there?
A. 50
B. 60
C. 67
D. 75
Solution:
Female staff = 3 parts = 40
1 part = 40 ÷ 3 ≈ 13.333
Male staff = 5 parts = 5 × (40 ÷ 3) = 200 ÷ 3 ≈ 66.67 → 67 (nearest whole number, as is common in these tests)
More precisely: 40 ÷ 3 × 5 = 66.67, but most tests expect 67 or the exact fraction form. In multiple choice, B (60) is incorrect; correct calculation is 200/3 ≈ 66.67, so the closest option is usually presented as 67 in real tests.
Correct calculation: Male = (5/3) × 40 = ≈ 66.67. In most bank tests they use clean numbers; adjust to exact if needed.
(Better clean version for practice):
If ratio is 5:3 and females = 36, males = 60.
Answer (adjusted clean version): 60
Question 5 (Data Interpretation style)
Sales of a bank product over four quarters:
Q1 – ₦4.2 million
Q2 – 18% higher than Q1
Q3 – 7% lower than Q2
What were the approximate sales in Q3?
A. ₦4.4 million
B. ₦4.6 million
C. ₦4.8 million
D. ₦5.0 million
Solution:
Q2 = 4.2 × 1.18 = 4.956 million
Q3 = 4.956 × 0.93 ≈ 4.609 ≈ ₦4.6 million
Answer: B
Verbal Reasoning Samples
Question 1
Read the passage carefully and answer the question.
Passage:
“Access Bank has expanded its digital banking services significantly in the last three years. The bank now serves over 50 million customers across Africa and has introduced AI-powered chatbots to improve customer response time.”
Statement: Access Bank has more customers in Nigeria than in any other African country.
A. True
B. False
C. Cannot Say
Solution:
The passage only says the bank serves over 50 million customers across Africa. It does not break down the numbers by country.
Answer: C (Cannot Say)
Question 2
Choose the word most opposite in meaning to FRUGAL.
A. Careful
B. Wasteful
C. Thrifty
D. Prudent
Solution:
Frugal means careful with money / avoiding waste. The opposite is Wasteful.
Answer: B
Question 3
Choose the word closest in meaning to RESILIENT.
A. Weak
B. Tough
C. Slow
D. Rich
Solution:
Resilient means able to recover quickly from difficulties; tough or strong.
Answer: B
Question 4
Read the short passage and answer.
Passage:
“All graduate trainees at the bank must complete a six-month induction programme. Those who successfully complete the programme are posted to branches or head office departments.”
Statement: Every graduate trainee who joins the bank is posted to a branch after six months.
A. True
B. False
C. Cannot Say
Solution:
The passage says successful completers are posted to branches or head office. It also does not state that every trainee succeeds.
Answer: C (Cannot Say) or B (False) depending on strict interpretation — most tests mark this as Cannot Say or False because of the “or head office” and the success condition.
(Cleaner version):
Statement: All graduate trainees are posted only to branches.
Answer: False
Question 5
Complete the sentence with the most appropriate word:
If the report had been submitted on time, the manager ___ it before the meeting.
A. would review
B. will review
C. would have reviewed
D. had reviewed
Solution:
This is a third conditional structure (past unreal).
Answer: C (would have reviewed)
Quick Practice Tips
For numerical questions: Practise calculating percentages and ratios without a calculator first.
For verbal questions: Always base your answer only on the information given in the passage.
– Time yourself strictly — speed is half the battle.